When to Speak to a Mortgage Professional
Searching for a loan? We'd be thrilled to talk about your mortgage needs! Give us a call today at (718) 639-9500. Ready to get started? Apply Now.
Even if you've not narrowed down homes to visit yet, it's advantageous to contact your mortgage professional early. Why? It might be difficult to fathom the ways in which we can help even before you start to negotiate.
We Can Help You Pre-Qualify
We will help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. In this process, we determine your capacity to borrow - analyzing your earning status, available money for down payment, debts, income, and other areas. It's short and to the point; We take pride in keeping the paperwork to a minimum.
We'll award you a Pre-Qualification Letter after you qualify, that documents that we are confident you will qualify for a predetermined amount of mortgage loan dollars.
Armed with your pre-qualification letter, a number of advantages are yours at the point you locate the house you want to make an offer for. The first is that you will know what you'll be able to afford when calculating the offer.
Even more important to the seller, your pre-qualification status gives them confidence - as if you'd arrived at their home with a big box of cash to make the offer! They need not be concerned they're wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. You have the capability to back up your offer.
We help with your pre-qualification
We can help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. During the process, we calculate your ability to borrow - looking at your job, money available for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
One on one
It's important for you to sit down and talk with us, even though you are free to also use the helpful mortgage loan calculator tools on this website. We can walk you through your pre-qualification letter. For another thing, we could be able to find a different mortgage loan option that is a better fit for you. We are eager to hear from you: call us at (718) 639-9500.
Have questions about pre-qualifying? Call us at (718) 639-9500. It's our job to answer pre-qualification questions, so we're happy to help!