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It is helpful to consult with your mortgage professional as soon as possible — even before you've begun researching neighborhoods. What for? Perhaps it is difficult to fathom the ways in which we can help even before you start to negotiate.
We Can Help You Pre-Qualify
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you will qualify for. During the process, we determine your borrowing potential - analyzing your employment, money available for down payment, debt, income, and other areas. It's quick and to the point; We take pride in keeping the paperwork to a minimum.
After you qualify, we give you a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), that documents the fact that we are working with you to find the best mortgage to fit your financial needs and that we are confident you'll qualify for a mortgage up to a certain amount.
Power in the Pre-Qual
A number of beneifits open to you after you've found your dream house, and have pre-qualification power. First, it lets you know the amount that you're able to offer.
More important to the seller, your pre-qualification is like your having walked into their house with a suitcase full of money ready to purchase their house! They will not need to worry that that they are wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You will have the sway of a buyer ready to make the deal on the spot!
We help with your pre-qualification
We can help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In the process, we determine your borrowing power - reviewing your earning status, available money for down payment, debt, income, and other areas. It's quick and basic; and we take pride in keeping the paperwork to a minimum.
Face to Face
It's vital to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on this website. That way, we can help you get your pre-qualification letter. Then, we can make sure we have the best mortgage loan program for you. Contact us at 7186399500 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 7186399500. We answer pre-qualification questions every day.